About Candy On Bone

Candy On Bone publishes plain-language explanations of Canadian public pensions, retirement taxes and the paperwork that goes with them — the Canada Pension Plan, Old Age Security, the Guaranteed Income Supplement, and the tax lines and deadlines that affect people receiving them.

Who publishes it

The site is published by SPV Consulting Estonia OÜ, a private limited company registered in Estonia under registry code 12610821. Full legal and contact details are on the imprint page.

This is sponsored content

Every page on this site carries a disclosure at the top identifying SPV Consulting Estonia OÜ as the sponsor. The site is commercial: it is funded by its publisher and promoted through paid advertising, and the main feature article is a sponsored article. We say so on the page rather than leaving it to be inferred.

What we are not

• We are not a Government of Canada, Service Canada or Canada Revenue Agency website, and we have no affiliation with, endorsement from or connection to any of them.
• We do not process, submit, expedite or assist with applications for any government benefit.
• We do not charge for information, and there is nothing on this site to register or pay for in order to receive a government payment.
• We never ask for a Social Insurance Number, banking details or government account credentials, and you should not give them to any site that does.
• We are not financial, tax or legal advisers, and nothing here is advice for your situation.
• We do not sell financial products and we do not recommend particular providers.

How we handle facts and figures

Our articles are written from the primary sources — canada.ca, the Canada Revenue Agency and Statistics Canada — and each article links the specific official pages it relies on. Where we use dollar figures to illustrate how a rule works, they are labelled as illustrative and are not forecasts, averages or entitlements for any reader. Published amounts and thresholds change, usually annually; each article states when its figures were checked, and the official page is always the authority.

Articles carry an editorial byline, Candy On Bone Editorial, rather than the name of an individual writer. We do not invent journalists, case studies, reader letters or testimonials.

Corrections

If you believe something on this site is wrong, please write to editor@candyonbone.com with the page and the point at issue. We correct errors of fact and note material corrections on the page.

Where to go for your own position

For anything concerning your own payments, entitlements or tax, use My Service Canada Account, the Canada Revenue Agency, or speak to Service Canada directly. Those are the only sources that can tell you about your own file.