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Candy On Bone
A Canadian magazine for the best years
The Monthly Letter
Terms

Terms of use

Last updated .

1. Who provides this website

candyonbone.com is provided by SPV Consulting Estonia OÜ, registry code 12610821, VAT EE101697736, of Pärnu mnt 10, 10148 Tallinn, Harju maakond, Estonia. By using the site you accept these terms. If you do not accept them, please do not use the site.

2. Sponsored content

This is a sponsored information website. Content is published and funded by SPV Consulting Estonia OÜ and promoted through paid advertising. A sponsor disclosure appears at the top of every page, and the main feature article is additionally labelled as sponsored content.

3. No advice

Everything on this site is general information. It is not financial, tax, investment, pension, legal or any other form of professional advice, and it does not take account of anyone’s personal circumstances.

In particular:

  • No figure on this site is a quotation, estimate, promise, guarantee or entitlement for any reader.
  • Illustrative amounts are arithmetic examples, labelled as such, and are not forecasts of what you will receive.
  • Published benefit amounts, thresholds and tax rules change, generally every year. Figures are correct as at the date stated on the article and may be out of date when you read it.
  • We do not recommend financial products, providers or courses of action.

Before acting on anything you read here, check the official source and, where the amounts matter, take professional advice.

4. No government affiliation

Candy On Bone is not a Government of Canada, Service Canada or Canada Revenue Agency website. It is not affiliated with, authorised by, endorsed by or connected to any government department, agency or public body in Canada or elsewhere.

We do not accept, process, submit or expedite applications for any government benefit. There is no fee, registration or application on this website in connection with any government payment, and no action on this website can affect your entitlement to one. For anything concerning your own file, use the official channels on canada.ca.

5. We never ask for sensitive information

We do not request, and you must not send us, a Social Insurance Number, bank account or card details, or government account credentials. The only personal information we ask for anywhere on this site is an email address, if you choose to subscribe to our newsletter.

6. Accuracy and availability

We take reasonable care to be accurate and to cite primary sources, but we give no warranty that the content is complete, current or error-free, or that the site will be available uninterrupted. We may change, suspend or withdraw any part of the site at any time.

7. External links

We link to official and third-party sources so you can verify what we publish. We do not control those sites and are not responsible for their content, accuracy or availability. A link is not an endorsement or an indication of any association.

8. Intellectual property

The text, layout and design of this site are owned by SPV Consulting Estonia OÜ or licensed to it. Icons are licensed from their rights holders. You may read, print and share pages for your own personal, non-commercial use. You may not republish, redistribute, systematically copy, scrape or use our content commercially without our written permission.

9. Liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from the use of, or reliance on, information on this site, including any decision taken or not taken about a pension, benefit, tax matter or investment. Nothing in these terms limits liability that cannot lawfully be limited, including liability for death or personal injury caused by negligence, or for fraud. If you are a consumer, these terms do not affect your statutory rights.

10. Newsletter

The newsletter is free and optional. Subscription requires confirmation by email, and you may unsubscribe at any time using the link in any email. No content on this site is withheld from readers who do not subscribe. How we handle your email address is set out in the privacy notice.

11. Changes to these terms

We may update these terms. The version in force is the one published here, with the date shown above.

12. Governing law

These terms are governed by the law of the Republic of Estonia, and the courts of Estonia have jurisdiction. If you are a consumer resident elsewhere, this does not deprive you of the protection of mandatory consumer law in your country of residence, or of the right to bring proceedings in your local courts where the law gives you that right.

13. Contact

Questions about these terms: editor@candyonbone.com, or write to the registered office above. Full operator details are on the imprint page.

Candy On Bone is a sponsored information site published by SPV Consulting Estonia OÜ, registry code 12610821. It is not a Government of Canada, Service Canada or Canada Revenue Agency website and is not affiliated with, endorsed by or connected to any of them. We do not process applications for any benefit, do not take fees for benefit information, and never ask for a Social Insurance Number, banking details or government account credentials. For your own payments and entitlements, use My Service Canada Account or contact Service Canada directly.